Kristyn Hillis, Mortgage Broker, Dominion Lending Centres, Victoria, BC, real estate

Kristyn Hillis Mortgages

Mortgages & Renewals

Made with clarity

About Kristyn Hillis

I'm a mortgage broker who got into this because I needed real answers for myself. Now I help others find the same clarity—whether you're buying your first home, renewing your mortgage, or exploring what's possible with the equity you've built.

I specialize in working with self-employed borrowers and anyone who's been told no by traditional lenders. But I work with everyone the same way: honestly, clearly, and with genuine care about finding the right solution for you.

I look for solutions others miss and obsess over the details of your situation.

Get in Touch

Services

Mortgages built
around your life

Services

Learn More

Purchases & Pre-Approvals

Know your buying power before shopping. I'll help you lock in your rate and navigate your options.

Learn More

Refinances

If rates have dropped or your goals have changed, refinancing could save you thousands—or unlock cash.

Learn More

CHIP/Reverse Mortgages

Unlock your home's equity with no monthly payments. Access tax-free cash for retirement or life goals.

Learn More

Commercial & Build Mortgages

Financing for custom builds, renovations, and commercial investments—structured around your timeline.

Sep 25, 2026

What Does a Mortgage Broker Actually Do?

A mortgage broker can do much more than find you a rate. Here's what they actually do and why getting advice early can help you make better-informed mortgage decisions.

Sep 24, 2026

Pre-Approval vs. Pre-Qualification: What’s the Difference?

Not sure whether you need a mortgage pre-qualification or pre-approval? Here’s what each one means and why getting prepared early can make buying a home easier.

Sep 19, 2026

Getting a Mortgage When You’re Self-Employed

Being self-employed doesn't mean you can't qualify for a mortgage. Learn how lenders assess self-employed income and why exploring your options early can make the process easier.

Sep 10, 2026

Your Mortgage Renewal Is a Chance to Reassess

Your mortgage renewal is more than a form to sign. Learn why it's worth reviewing your options and making sure your mortgage still fits your financial goals.

Sep 3, 2026

How to Build Real Estate Wealth: The Equity Snowball Strategy

Learn how home equity can potentially help fund your next real estate investment and grow your portfolio over time.

Aug 30, 2026

How Mortgage Lenders Really Read Your Credit Score

Your credit score might look great in your banking app, but it may not be the same score your mortgage lender sees. Here’s why understanding your full credit picture before applying matters.

Jan 11, 2026

BC Mortgage Advice 2026: A Modern Guide

The BC mortgage market is always changing. Get clear, personalized advice to help you navigate your options and make informed mortgage decisions.

Blog

Mortgage Insights

Testimonials

What My Clients Are Saying

★★★★★

AKristyn Hillis, Mortgage Broker, Dominion Lending Centres, Victoria, BC, real estate

Let's talk about your mortgage

Get in Touch